Qsuper balanced fees booklet

For more information about other fees and costs, refer to industry division pds or personal division pds and the member booklet. Qsuper tops ranking of australian superannuation funds. Fund strategy the fund strategy is not currently available for this fund. With qsuper income protection cover, you can benefit from having cover as part of your superannuation fund and you will be entitled to a monthly benefit. Qsuper balanced has of its holdings invested in non fossil fuel companies. These figures have been rounded for member reporting.

Qsuper has the flexibility to invest within these predetermined ranges. You can book an appointment at any time via our online enquiry form if you prefer to speak to someone, please call us on 1800 643 893. On 1 december 2016, the queensland government passed legislation lifting application restrictions from just government employees and their spouses, which took effect on 30 june 2017. Disclosure statement for accumulation and income accounts 483kb, pdf. Super fees are low and simple to understand with no. View your total portfolio balance including any term deposit, managed fund and. Were here to help deliver solid, longterm investment returns for our members. Other fees, such as fees for personal advice and insurance fees, might be charged, depending on the advice or insurance you choose. Learn what else to look for when finding the best super fund in australia.

Qsuper product disclosure statement for accumulation and income. Tax and super and insurance fees and other costs relating to insurance are set. Qsuper cuts administration fees financial standard. Plus indirect costs for the balanced investment option. Qsuper balanced option fe fundinfo crown rating factsheet as at. Balanced option returns as at 31 may 2017 since inception in august 1985. Administration fees are what we charge to keep the fund running and importantly for you growing. Qsuper, the 65 billion fund for queensland government employees and their spouses, has taken out the title of australias topperforming superannuation fund over the past financial year.

Detailed fund information unit name qsuper balanced option sector mixed asset balanced launch date 01feb1998 fund size as at 01jan1901primary. A super account with low fees1 and strong longterm returns2. This is the case with club plus super, which provides six investment options for our pension fund and seven investment options for our superannuation fund. The onscreen and pdf reports are easy to follow and include. Qsuper takes insurance inhouse with qinsure canstar. For further information about the methodology used by chant west, see. The information on this website has been prepared for general purposes only without taking into account your financial objectives, situation, or needs, and should not be relied on as legal or taxation advice, nor does it take the place of such advice, so it may not be appropriate for your circumstances. Theres a printed induction pack, comprising a qsuper information booklet and welcome factsheet providing your team with key information about the super fund. This table shows the investment returns for each of catholic supers investment options, for both super and pension accounts. Qsupers member online is a webbased superannuation administration portal owned by the qsuper board abn 32 125 059 006 afsl 489650 the board as. Past performance is not a reliable indicator of future returns. Fees include percentagebased administration fees, member fees, investment management fees including performancebased fees, indirect cost ratios and taxes, but exclude any applicable employer size rebates. Our pds and range of helpful guides contain everything you need to know about.

The abn for the qsuper defined benefit account product is 60905115063. Indirect cost ratio indirect costs are expenses incurred in managing your investments in addition to investment fees, and include explicit operational and. For more information on super investment fees, refer to the investment booklet. The table below shows the fees relating to industry and personal division superannuation. Qsuper had a growth in the number of member accounts in the 2019 financial year of 1%, which is the 48 largest growth of the 150 funds that provided this information. You can choose to invest in one option or spread your money across multiple options, say, 50% australian shares, 25% growth and 25% conservative. It is suited to those with a very high tolerance for risk and a sevenyear plus investment time frame. Qsuper has cut its administration fee from 18 basis points to 16 basis points its third cut to admin fees since 2015. Take the total fee for your investment option and multiply it by your balance.

We aim to make our fees transparent, straightforward and easy to understand. Qsupers value beyond a balance investment magazine. Qsuper accumulation is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. The funds above have the lowest fees within the balanced investment option for public and limited public offer funds only as at 31 december. Anz smart choice super for employers and their employees.

Awards and ratings are only one factor when deciding how to invest your super. Chant west does not issue, sell, guarantee or underwrite this product. We dont charge fees to switch your investments, make a withdrawal or close your account. Taxes are set out in the member booklet supplement.

Important information about how superannuation works including income accounts, and more details of the fees and costs that. While fees are necessary to cover the cost of managing your money, qsuper has an annual cap on administration fees. The qsuper balanced option outperformed the relevant superratings index over the 10 years to 30 june 2019. Below is a general guide to the fees and costs for your gesb super account. Super investments investing for retirement vicsuper.

Investment fees are deducted from the daily unit prices for more information refer to the sunsuper for life investment guide. Super investment management pty limited abn 86 079 706 657, afsl 240004, a wholly owned subsidiary company of rest, manages some of the funds investments. The investment fee and icr investment fees and costs are estimated for. The fees and costs for our other investment options are different. Qsuper grapples with retirement income in lowreturn world. The usi for qsuper defined benefit account is qsu0102au. Our income account won money magazines best balanced pension product for 2020. Member join first state super australian superannuation fund. For more information on what these details describe, please scroll down for a more detailed description. To invest in a diversified portfolio of mainly growth assets such as australian and international shares, property, infrastructure and.

The qsuper lifetime outlook option outperformed the relevant superratings index over 1 and 5 years to 30 june 2019. Qsuper s member online is a webbased superannuation administration portal owned by the qsuper board abn 32 125 059 006 afsl 489650 the board as trustee for qsuper abn 60 905 115 063 the fund. Suitable for investors who are close to or in retirement. This table gives an example of how the fees and costs for the balanced option for this superannuation product can. This option has a 100% allocation to growth assets and a very high risk of fluctuating returns. Returns for periods longer than one year are annualised. Sunsuper for life pds and membership application form. Qsuper grapples with retirement income in lowreturn world sally rose january 27, 2017 5. Other fees and costs includes fees paid to the custodian to hold the assets of the fund, amounts paid to accountingaudit and tax specialists, costs associated with the funds securities lending program and the trustees charge of 0.

Visibility across your investments, smsf, super and insurance. Fees are just one thing to consider when choosing a super fund. If the value of the administration fee cap rebate is 5% or more of your balance. It is designed to protect members by ensuring certain rules are met in relation to investment strategy, fees and insurance cover. Mysuper is a governmentdriven initiative for members default superannuation contributions. Frequently asked questions qinvest financial advice. Prepared and issued by the qsuper board abn 32 125 059 006, afsl 489650 as trustee. Plus indirect costs for the balanced investment option, nil, and. Investment fees and icrs for other investment options are paid at the same frequency and in the same manner as the balanced investment option. Thats why were determined to deliver great returns, low fees and a diverse. A summary of the important information you need about your sunsuper account, including insurance and fees.

Bt cash management account fees and charges brochure and interest rate schedule pdf. Book a place at one of our seminars to find out more about. The return quoted is our performance against industry and market benchmarks, and is net of fees and tax. Click below to see how they compare to other funds. After all, superannuation is all about growing your retirement savings. Qsupers value beyond a balance simon hoyle july 29, 2016 2.

But we are committed to running things as if your money is our own. The abn for the qsuper accumulation account product is 60905115063. Check your balance and transactions, make additional. The usi for qsuper accumulation account is qsu0101au.

Fees and costs additional information australiansuper. For periods of one year or less, the return is net of fees and tax. Your qinvest adviser will let you know about any advice fees before you choose to go ahead. Fees are lower than the industry average across all account balances assessed. Product disclosure statements pds qsuper superannuation fund. Qsuper has 588,434 members, which ranks it at number 15 largest of 150 funds. Etf management fees are deducted by the etf manager before the return of the underlying etf investment is declared. Qsuper, the 65 billion fund for queensland government employees and their spouses, has taken out the title of australias top performing superannuation fund over the last financial year.

With a proven record of strong performance our members have enjoyed the benefits of strong longterm returns with less risk. Self invest lets you take full control of where your super is invested, by giving you. Other fees, such as activity fees, advice fees for personal advice and insurance fees, may also be charged, but these will depend on the nature of the activity, advice or insurance chosen by you. Apart from this, rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing. Superannuation is a financial product, and as a financial product is requires the statement of disclosure regarding the product. For periods greater than one year, the return is a compound annualised return, net of fees and tax. These returns are updated monthly and include selected timeframes nominated at the top of the table. To achieve returns after fund taxes and investment expenses, before deducting accountbased fees that are at least 3. See additional explanation of fees and costs at reffees. Other fees and costs2 refer to additional explanation of fees and costs.